Where I live, has a laundry facility that I go to, so I am not directly saving money on using cold water, but if I was, the money I was saving would probably go to bills or other utilities 

Insead of using a purse, I have a small backpack that I keep my wallet, keys, etc. in, and if I need a bag, but cant use a reusable one, I will put the smaller things in my backpack, and then carry the larger things that do not fit or that I dont want to get smooshed. I use disposable bags as trash bags in my smaller trash cans, so If I do need to get a bag, I know that the disposable one will be put to good use also. 

I agree with Kathleen Dean Moore. If we have gratitude for something, and we think about it often, then we think of the morals behind that thing. We can cultivate a sense of gratitude as individuals by being selfless and thinking about others. As a society it is much harder to do. 

I always use my own bag for groceries but now I have been using glass plates and cups instead of reusable ones.