Addie Carns
5/03/2020 9:35 AM
I've been budgeting regularly for many years now, but I seem to always have just enough to pay for my bills and necessities and a little bit of entertainment. I talked to a financial advisor at my credit union about budgeting, and I am on the right track. One shift that I made after that meeting was to have money moved from my checking to my savings automatically each time I get a paycheck, and make my budgets off of the leftover amount. That way, it's as if I never had that money to begin with. I'm not able to sock away as much as I would like to right now, but it's slowly growing. Soon I will be done paying off my car and student loans, and then I will be able to increase my bimonthly savings transfer.
Looking at how some of these different challenges affect each other, I've realized how much money I currently spend on my car, when I only regularly drive 3 days a week. I am hoping that once the Northgate lightrail station opens, and once I get comfortable with longer and all-weather rides on my E-bike, that I'll be able to sell my car. It's still really nice to be able to get out of town occasionally or go up to a trailhead, but with some advanced planning that can be done without a car as well.
Looking at how some of these different challenges affect each other, I've realized how much money I currently spend on my car, when I only regularly drive 3 days a week. I am hoping that once the Northgate lightrail station opens, and once I get comfortable with longer and all-weather rides on my E-bike, that I'll be able to sell my car. It's still really nice to be able to get out of town occasionally or go up to a trailhead, but with some advanced planning that can be done without a car as well.